By operation of the federal law, beginning January 1, 2013, funds deposited in a non interest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage of transaction accounts, visit the FDIC website.
Please contact the bank at (614) 310-7200 if you have questions.
The Unlawful Internet Gambling enforcement Act (UIGEA) of 2006 prohibits any person engaged in the business of betting or wagering, as defined in the Act, from knowingly accepting payments in connection with the participation of another person in unlawful Internet gambling. The Department of the Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement this Act.
As defined in Reg GG, unlawful Internet gambling means to place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the Internet where such a bet or wager is unlawful under any applicable Federal or State law or tribal lands in which the bet or wager is initiated, received or otherwise made.
As a customer of Columbus First Bank, unlawful Internet gambling transactions are prohibited from being processed through your account or banking relationship. Columbus First Bank will not open accounts for customers engaged in any Internet gambling business, including legal Internet gambling businesses.
Contact Columbus First Bank at (614) 310-7200 for additional information regarding Reg GG.
WHAT DOES COLUMBUS FIRST BANK DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security Number and income
account balance and payment history
credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers. personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers. personal information; the reasons Columbus First Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Columbus First Bank share?
Can you limit this sharing?
For our everyday business purposes. such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes. to offer our products and services to you
We don't share
For joint marketing with other financial companies
We don't share
For our affiliates' everyday business purposes. information about your transactions and experiences
We don't share
For our affiliates' everyday business purposes. information about your creditworthiness
How does Columbus First Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Columbus First Bank collect my personal information?
We collect your personal information, for example, when you
open an account or deposit money
pay your bills or apply for a loan
use your credit or debit card
Why can't I limit all sharing?
Federal law gives you the right to limit only
sharing for affiliates' everyday business purposes-information about your creditworthiness
affiliates from using your information to market to you
sharing for non-affiliates to market to you
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Columbus First Bank has no affiliates.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Columbus First Bank does not share with nonaffiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Columbus First Bank does not share.
Other important information
Correcting Errors in Information We Share with Consumer Reporting Agencies. If you believe any of the
information we share with a consumer reporting agency is in error, please let us know. Please provide us with
your complete name, current address, phone number and Social Security number. You will also need to include your
account number and the item in dispute. Please tell us the reason you believe this information has been reported
Identity Theft. The law provides certain rights to victims of identity theft. If you believe you are a
victim of identity theft with respect to any of your accounts or transactions with us, please notify us as soon
as possible. Please provide as much detail as possible about the accounts and transactions in question, including
any dates and account or transaction numbers that apply. We may contact you to discuss additional information
necessary to resolve the matter.
Important Information About Procedures for Opening a New Account. To help the government fight against
the funding of terrorism and money laundering activities, federal law requires all financial institutions to
obtain, verify, and record information that identifies each person who opens an account. What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow
us to identify you. We may also ask to see your driver's license or other identifying documents.
At Columbus First Bank, we value our customer relationships. We want our customers to understand our
made it readily available to our customers. If you have any questions about how Columbus First Bank protects
your confidential information, please contact us at the following address and phone number:
Columbus First Bank
6877 North High Street
Worthington, Ohio 43085